Weekly vs Monthly DCA: What Is the Difference?

Short answer: Frequency only changes the buy points: with the same total invested along the same price path, weekly and monthly DCA end up very close. In the example, monthly returns about +39.67% and weekly about +38.85%, a gap of about 0.82 points.

How to compare fairly

To make the two comparable, keep the total invested equal and use one price path: weekly 120 USDT × 52 weeks = 6,240 USDT; monthly 520 USDT × 12 months = 6,240 USDT.

Set the price path to rise linearly from 100 to 200, then roll each plan forward period by period.

Formulas

Coins heldΣ(amount ÷ price per period)
Average costtotal invested ÷ coins held
Return(coins held × final price − total invested) ÷ total invested × 100%

Worked example (recompute it yourself)

Price rises linearly from 100 to 200, with 6,240 USDT invested either way:

Weekly 120 USDT (52 periods): coins ≈ 43.32207797, average cost ≈ 144.04, final value ≈ 8,664.42 USDT, return about +38.85%.

Monthly 520 USDT (12 periods): coins ≈ 43.57753379, average cost ≈ 143.19, final value ≈ 8,715.51 USDT, return about +39.67%.

The gap is about 0.82 percentage points — usually smaller than the effect of fees and slippage.

Notes

This page uses a linear price model and excludes fees; it compares the effect of frequency only, and is not a return forecast.

Higher frequency usually means more trades and more fees, so weigh the cost when fees are material.

FAQ

Is a higher DCA frequency better?

Not necessarily. Frequency mainly changes the buy points and has a limited effect on the result; more frequent buying usually means more trades and more fees.

Why are the weekly and monthly results so close?

Because the total invested and the price path are the same; only the sampling dates differ, and along a linear path the average-cost difference is small.